Selected Loan Rates

 APR as
low as

 New Auto, 3 - 5 year  1.99% APR
 Used Auto, 3 - 5 year  2.24% APR
 Home Equity Line  1.99% APR
 Fixed Home Equity, 5 year  3.84% APR
 Fixed Home Equity, 7 year  4.34% APR
 Signature  8.89% APR
 Boat & RV  4.49% APR
APR=Annual Percentage Rate  
 View All Rates



Shop America Program



Member Cellular Discounts with Sprint

promo.gif (2173 bytes)  

Get $2 When You Signup For E-mail Updates! 

Get $20 When You Open a LMFCU Membership

Open a Child's Account - Get a Cool Piggy Bank!

Get Up to $100 When You Open a Checking Account!

Open a new Home Equity Line! Take Advantage Before Rates Go Up!



Get $2 When You Signup For E-mail Updates!


Get the latest information on LMFCU news, new services, current promotions and other updates with our biweekly e-mail newsletter. To enroll speak to a Member Services Representative or send a request to Signup by September 30, 2015 and get a $2 bonus deposit.

Minor accounts and business accounts not eligible for the bonus.


 Get $20 When You Open a LMFCU Membership*


Are you a Lockheed Martin, MRAS or Maryland Air Guard Employee?

Haven't taken the time to open a Credit Union membership? Now's the time!

New members have immediate access to all Credit Union services.

  • Open a membership by telephone or visiting the Credit Union office
  • Arrange a weekly payroll deduction of $40 or greater (or equivalent)
    We can help you setup your payroll deduction online.
  • The $20 bonus will be paid once the first payroll deposit has posted

Offer Expires September 30th, 2015

Questions? Call (800) 410-0501 or visit

* Excludes family memberships, existing members or joint owners, minor accounts, business accounts and members who have closed their membership within 90-days of the new membership re-opening. The reward will be deducted from the account if closed within 90 days of opening or if the minimum payroll deduction amount is not maintained for 90-days from account opening.



Open a Child's Account - Get a Cool Piggy Bank!


Have you started a savings plan for your children? Don't wait - open a Credit Union membership for your children or grandchildren. If you open a new child's account we will provide a child's themed piggy bank (restrictions apply). You may open a child's account by telephone. Account deposits may be made by direct deposit, payroll deduction, automatic transfer, online banking transfers and in-person. Click here for additional information.


Get Up to $100 When You Open a Checking Account!


Tired of Paying Bank Checking Fees?

Get a Cash Reward of up to $100.00(1) by Opening a LMFCU Checking Account!

LMFCU offers Free, Regular and Interest checking that includes the following:

  • Unlimited free use of the LMFCU ATM
  • Surcharge-Free ATM withdrawals at over 30,000 Co-op network ATM’s
  • Up to 12 free foreign ATM withdrawals per month(2)
  • Free checking available with no minimum balance required
  • Free use of Online Banking and internet Bill Pay(3)
  • Mobile banking and eStatements are available
  • No limit on check writing and your 1st order of checks are FREE
Open an account by telephone or in person
Switching accounts is easy! See our switch kit at
Questions? Call 800-410-0501 or visit

(1) Regular & Interest Checking have minimum balance or member age restrictions to avoid a monthly fee. Direct Deposit of payroll or retirement of $500 or greater to Interest or Regular Checking required every 30 days for $50 cash reward. Direct Deposit of payroll or retirement of $1500 or greater to interest or Regular Checking required every 30 days for $100 cash reward. Visa Check Card and eStatements are also required. Existing LMFCU checking account joint owners are not eligible. Cash reward will be provided once the required direct deposit is posted, 5 visa check card purchases transactions have been posted, and eStatement enrollment is completed. Cash reward will be deducted from account if account is closed within 90 days of opening or if eStatement enrollment is cancelled within 90 days of opening. Checking and Visa Check Cards are subject to approval. Non-personal and multiple checking accounts not eligible. Promotion Expires 9/30/15.

(2) Number of free foreign ATM withdrawals is based on the member’s Membership Rewards level.

(3) Internet Bill Pay usage requirements applies.


I Need To:
  • Reduce My Home Equity Loan Rate or Payment
  • Perform Home Improvements or Upgrades
  • Consolidate Bills or Lower My Payments

Open a new Home Equity Line! Take advantage before rates go up!!

Home Equity Lines:                                                     
Introductory rate of 1.99% APR*,                                 
no closing costs**, low minimum                              
monthly payments of only $5.80 per                          
$1,000 borrowed.                                                      

A line of credit is perfect for those who need          
continued access to funds for any purpose              
over an extended period of time. Ongoing                 
rates are as low as Prime minus 3/4%.                       
There are no application fees or closing
costs (subject to restrictions*). The ongoing
minimum rate is only 3.5% APR

Fixed Rate Home Equity Loans:
Rates as low as

3.84% APR (5-Years)
4.34% APR (7-Years)
5.39% APR (10-years)
No closing costs**

There are no points or application fees.
Fixed Rate Home Equity loans are ideal for bill
consolidations,refinances, and home improvements.
The rate and payment never change. 

To qualify for the 1.99% introductory rate your home equity line of credit application must be received by 9/30/2015 and your line must be settled by 10/16/2015. 


Home  | Who Are We?  | Savings/Investments  | Checking Accounts  | Consumer Loans  | Home Equity Loans  | Convenient Account Access  | Rates  | Applications/E-mail  | Teens Page  | Newsletter  | Vehicle Information  | Current Promotions  | Links Library  | Legal Disclaimer ]

©2005 Membership Marketing Support Services
& LM Federal Credit Union

insure.jpg (5416 bytes)
->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l> ->>tml>l>