Selected Loan Rates

 APR as
low as

 New Auto, 3 - 5 year  1.99% APR
 Used Auto, 3 - 5 year  2.24% APR
 Home Equity Line  1.99% APR
 Fixed Home Equity, 5 year  3.84% APR
 Fixed Home Equity, 7 year  4.34% APR
 Signature  8.89% APR
 Boat & RV  4.49% APR
APR=Annual Percentage Rate  
 View All Rates  


Member Cellular Discounts with Sprint

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Open a New Membership or Checking Account and Get a Free Ravens or Orioles Gift!

Open a new Home Equity Line and get $100 Visa Gift Card! Take Advantage Before Rates Go Up!!

Get Behind the Wheel On a Great Deal!


                Get a Free Ravens or Orioles
                            Gift When You...

Sign up for:
New Membership (Share Account)
New Checking Account - $25 Cash!!!
New Loan $5,000 and up
And recieve a gift valued up to $30! 

Reward: Free gift provided (may receive up to three (3) gifts per member during the promotion period). In lieu of the gift the member may take a $20 Visa gift card.
Example: A new member opens a membership and a qualifying loan for $25,000.The member can choose two (2) gifts.

Who’s Eligible? Anyone age 18 or over who has not had a membership in the last 3 months. Checking 
account* and loan* promotions are available for members with existing share and loan accounts.
Membership Account Restrictions: Payroll deduction with minimum deposit of $100 monthly. Existing LMFCU joint account owners not eligible.

Checking Account Restrictions: Direct deposit of net payroll and a Visa Check Card are required. Existing LMFCU checking account joint owners not eligible. Minimum direct deposit of $500 monthly. Must perform minimum of 6 Visa point of sale purchases within 60-days of opening. Checking and Visa Check Card are subject to approval. Gift will be provided when the direct deposit is confirmed. Value of gift will be subtracted from account if account is closed within 90 days of opening or if the 6 Visa point of sale purchases have not been completed within 60-days of opening. *Not valid for multiple checking accounts under one share account. Gift offer limited to one checking and one new membership per member (no limit on loans).Loan Restrictions: Minimum loan of $5,000 required. *Minimum “cash-out” for refinances of $5,000 required. 



I Need To:
  • Reduce My Home Equity Loan Rate or Payment
  • Perform Home Improvements or Upgrades
  • Consolidate Bills or Lower My Payments

Open a new Home Equity Line and get a $100 Visa gift card!
Take advantage before rates go up!!

Home Equity Lines:                                                     
Introductory rate of 1.99% APR*,                                 
no closing costs**, low minumum                              
monthly payments of only $5.80 per                          
$1,000 borrowed.                                                      

A line of credit is perfect for those who need          
continued access to funds for any purpose              
over an extended period of time. Ongoing                 
rates are as low as Prime minus 3/4%.                       
There are no application fees or closing
costs (subject to restrictions*). The ongoing
minimum rate is only 3.5% APR

Fixed Rate Home Equity Loans:
Rates as low as

3.84% APR (5-Years)
4.34% APR (7-Years)
5.39% APR (10-years)
No closing costs**

There are no points or application fees.
Fixed Rate Home Equity loans are ideal for bill
consolidations,refinances, and home improvements.
The rate and payment never change. 


To qualify for the 1.99% introductory rate and the $100 Visa gift card your home equity line of credit application must be received by 9/30/2014 and your line must be settled by October 17th 2014. Applies only to new lines of credit with a credit limit of $20,000.00 or greater.  


Apply for a loan in as little as 15 minutes:

Online by visiting

By phone: weekdays 9 am - 6 pm EST(Fridays until 7 pm)

In person with an experienced loan specialist, the process is simple!

Applications are reviewed within one day. Your home appraisal is then ordered (if required); results are received in less than a week. Settlements are held at the Credit Union office,by meeting our mobile settlement officer, or at the office of a title company in your area.

APR = Annual Percentage Rate.
*Available for the first 6 months. **Certain restrictions apply. Loan application must be received by 6/30/2014. Loan must be the 1st or 2nd lien on the property and must be secured by your primary residence in MD, DC, PA, DE or VA. Rates are subject to change without notice. Minimum line of $25,000 required to qualify for the Visa gift card.

                      EnterpriseGet Behind the Wheel On a Great Deal!





                   From now until September 30, 2014 enjoy limited-time
                                  prices on these select used vehicles

2013 Chrysler 200 LX
30,000 - 46,000 Miles
Features: Power Windows, Power locks, Cruise Control
Starting as low as $13,297
2013 Nissan Altima 2.5S
30,000 - 46,000 Miles
Features: Power Drivers Seat, Cruise Control, Bluetooth
Starting as low as $15,497


Maryland Locations: White Marsh (866) 832-0969( Enterprise relocates their Route 40 location to Cockeysville in October), Glen Burnie (888) 287-6516, Lanham (888) 227-9289, Rockville (888) 227-9313


Click here to visit the Enterprise Car Sales website.

Used vehicles previously part of Enterprise short-term rental and lease fleet or purchase by Enterprise from other sources, including auto auctions, with previous use possibly short-term rental, lease or other.
* Restrictions apply, for details see an Enterprise Car Sales Manager. 


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©2005 Membership Marketing Support Services
& LM Federal Credit Union

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