Selected Loan Rates

 APR as low as

 New Auto, 3 - 5 year  1.99% APR
 Used Auto, 3 - 5 year   2.24% APR
 Home Equity Line  2.24% APR
 Fixed Home Equity, 5 year  3.84% APR
 Fixed Home Equity, 7 year  4.34% APR
 Signature  8.89% APR
 Boat & RV  4.49% APR
APR=Annual Percentage Rate  View All Rates

 

             

                                              

Shop America Program

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Member Cellular Discounts with Sprint

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Refer a Co-Worker & Get $20! 

Get a $50 Cash Reward with a New Checking Account!  

Open a new Home Equity Line! Take Advantage Before Rates Go Up!

Enter Our 2016 College Scholarship Program  

   


 

Refer a Co-Worker & Get $20!

 

 
Are you a Lockheed Martin, MRAS or Maryland Air National Guard employee?

Get a $20 bonus if you refer a co-worker for membership.

Your co-worker also gets $20.
The co-worker must signup for payroll deduction.

Other restrictions apply. Offer expires February 29th.

 


 

Get a $50 Cash Reward with a New Checking Account!


New Year’s Resolution - Move My Checking Account!
Tired Of Paying Fees To Your Bank?
Switch Your Checking To LM Federal!

Get a $50 Cash Reward* by Opening a New Checking Account

We offer several no-fee checking accounts, including “free checking” that offers no monthly fee and no minimum balance requirement. LMFCU free checking includes the following:

  • No minimum balance or monthly service fee
  • No limit on check writing & your 1st order of checks are FREE
  • Surcharge-free ATM withdrawals at over 30,000 Co-op network ATMs
  • Up to 12 free foreign ATM withdrawals per month
  • Free use of Online Banking and Internet Bill Pay
  • Mobile banking and eStatements are also available

For more information, visit or call the office, or click here.
You may open a new checking account in-person or by telephone.

* Direct Deposit is defined as an ACH deposit from the member’s employer of at least $500 per month (or equivalent).
Incentive will be deposited once the first direct deposit is posted and confirmed. Checking and Visa Check Cards are subject to approval. Cash bonus will be subtracted from the account if it is closed within 90 days of opening. Promotion Expires 03/31/2016.





 

                  

Pay only 2.49% APR with a new Home Equity Line of Credit
  • Reduce My Home Equity Loan Rate or Payment
  • Perform Home Improvements or Upgrades
  • Consolidate Bills or Lower My Payments

Open a new Home Equity Line! Take advantage before rates go up!!

Home Equity Lines:                                                     
Introductory rate of 2.49% APR*
No closing costs (restrictions apply**)
low minimum
monthly payments of only $5.80 per $1,000 borrowed.                                                      

*Introductory rate in effect for the first 6-months. Thereafter the ongoing rate is subject to a lifetime floor rate of 3.50% APR. 
A line of credit is perfect for those who need continued access to funds for 
any purpose over an extended period of time. Ongoing rates are as low as Prime minus 1/2%.
**Closing cost repayment restrictions:                 

Minimum line of $20,000 required, costs repaid by member if line is 
closed within 36-months of opening. 

Fixed Rate Home Equity Loans:
Rates as low as

3.84% APR (5-Years)
4.34% APR (7-Years)
5.39% APR (10-years)
No closing costs**

There are no points or application fees.  Fixed Rate Home Equity loans are ideal for bill consolidations,refinances, and home improvements. The rate and payment never change. 

To qualify for the 2.49% introductory rate your home equity line of credit application must be received by 3
/31/2016 and your line must be settled by 4/18/2016.
 

 



Enter Our 2016 College Scholarship Program

 

All applicants who apply will receive a $20 Visa Gift Card for their submission!!

Are you headed off to college or trade school in 2016?

The $12,000 Credit Union College Scholarship Program for 2016 is underway now! Eligible credit union members may apply for one of ten $1,000 essay-based scholarships, one $1,000 video-based scholarship, and/or one $1,000 photo-based scholarship. And yes, eligible members may apply in all three categories!

Complete rules and applications at www.cufound.org/college-scholarship
This Year's Topics:

Essay: discussing good credit with a friend... What it is, how to build it, benefits of it, and how your credit union can help.

Video: 60-seconds on the importance of financial literacy.
Photo: Capture the credit union value of "Service".
To enter you must be a Maryland or DC-based credit union member and entering freshman through senior year of college or trade school.

Deadline for applications is March 31, 2016.

 

 


 

Click here to visit the Enterprise Car Sales website.


 

 

     
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& LM Federal Credit Union

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