Selected Loan Rates

 APR as low as

 New Auto, 3 - 4 year  1.99% APR
 New Auto, 5 year 2.24% APR
 Used Auto, 3 - 4 year   2.24% APR
 Used Auto, 5 year 2.49% APR
 Home Equity Line  2.49% APR
 Fixed Home Equity, 5 year  3.84% APR
 Fixed Home Equity, 7 year  4.34% APR
 Signature  8.89% APR
  Boat & RV  4.24% APR
APR=Annual Percentage Rate  View All Rates


     

 

 

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Member Cellular Discounts with Sprint

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Like our Facebook page and be entered in a $100 drawing!

Are you a Lockheed Martin, MRAS or Maryland Air National Guard employee?  Get $20 When You Open a LMFCU Membership!  

Get a $75 Cash Reward With a New Checking Account! 

Open a new Home Equity Line! Take Advantage Before Rates Go Up!

    


 

Like Our Facebook Page During the Month of July
And Be Entered In a $100 Drawing!


Like the Credit Union's Facebook page during the month of July and you will be entered in a drawing for a $100 VISA gift card!

Follow this link, www.facebook.com/LMFederalCreditUnion

Drawing will be held on August 1, 2017. Page "like" must be active as of the August 1st drawing date.

Congratulations to Loretta J. who was the June drawing winner!!

 

 

Get a $75 Cash Reward With a New Checking Account!

Tired Of Paying Fees To Your Bank?  Switch Your Checking To LM Federal!

Get a $75 Cash Reward* by Opening a New Checking Account

We offer several no-fee checking accounts, including “free checking” that offers no monthly fee and no minimum balance requirement. LMFCU free checking includes the following:
  • No minimum balance or monthly service fee
  • No limit on check writing & your 1st order of checks are FREE
  • Surcharge-free ATM withdrawals at over 30,000 Co-op network ATMs
  • Up to 12 free foreign ATM withdrawals per month
  • Free use of Online Banking and Internet Bill Pay
  • Mobile banking and eStatements are also available
For more information, visit or call the office, or click here.
You may open a new checking account in-person or by telephone.

* Direct Deposit is defined as an ACH deposit from the member’s employer of at least $500 per month (or equivalent). Incentive will be deposited once the first direct deposit is posted and confirmed. Checking and VISA Check Cards are subject to approval. Cash reward will be subtracted from the account if it is closed within 90 days of opening. Promotion Expires 8/31/2017.

 


 

Get $20 When You Open a LMFCU Membership*


 
Are you a Lockheed Martin, MRAS or Maryland Air National Guard employee?

Haven't taken the time to open a Credit Union membership?

Now's the time! 

New members have immediate access to all Credit Union services.

  • Open a membership by telephone or by visiting the Credit Union office
  • Arrange a weekly payroll deduction of $25 or greater (or equivalent) to earn the $20 bonus. We can help you setup your payroll deduction online.
  • The $20 bonus will be paid once the first payroll deposit has posted. 

*Excludes family memberships, existing members or joint owners, minor accounts, business accounts and members who have closed their membership within 90 days of the new membership re-opening. The $20 reward will be deducted from the account if closed within 90 days of opening or if the minimum payroll deduction amount is not maintained for 90 days from account opening. Promotion ends 9/30/2017.

 


 

Pay only 2.49% APR with a new Home Equity Line of Credit

  
  • Reduce My Home Equity Loan Rate or Payment
  • Perform Home Improvements or Upgrades
  • Consolidate Bills or Lower My Payments

Open a new Home Equity Line! Take advantage before rates go up!!

Home Equity Lines:                                                     
Introductory rate of 2.49% APR*
No closing costs (restrictions apply**)
low minimum
monthly payments of only $5.80 per $1,000 borrowed.                                                      

*Introductory rate in effect for the first 6-months. Thereafter the ongoing rate is subject to a lifetime floor rate of 3.50% APR. 
A line of credit is perfect for those who need continued access to funds for 
any purpose over an extended period of time. Ongoing rates are as low as Prime minus 1/2%.
**Closing cost repayment restrictions:                 

Minimum line of $20,000 required, costs repaid by member if line is 
closed within 36-months of opening. 

Fixed Rate Home Equity Loans:
Rates as low as

3.84% APR (5-Years)
4.34% APR (7-Years)
5.39% APR (10-years)
No closing costs**

There are no points or application fees.  Fixed Rate Home Equity loans are ideal for bill consolidations, refinances, and home improvements. The rate and payment never change. 

To qualify for the 2.49% introductory rate your home equity line of credit application must be received by 9
/30/2017 and your line must be settled by 10/16/2017.
 

 

 

     
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©2005 Membership Marketing Support Services
& LM Federal Credit Union

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