Selected Loan Rates

 APR as
low as

 New Auto, 3 - 5 year  1.74% APR
 Used Auto, 3 - 5 year  1.99% APR
 Home Equity Line  2.49% APR
 Fixed Home Equity, 5 year  3.84% APR
 Fixed Home Equity, 7 year  4.34% APR
 Signature  8.74% APR
 Boat & RV  4.49% APR
APR=Annual Percentage Rate  
 View All Rates  


Member Cellular Discounts with Sprint

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Are You Saving For Your Children's Future? April is Credit Union Youth Month!

Refer a Co-Worker for LMFCU Memebership, Get $10!

Open a new Home Equity Line and get $100 Visa Gift Card! Take Advantage Before Rates Go Up!!

This April, we value your trade more. Up to $500 more.









Are You Saving For Your Children's Future? April is Credit Union Youth Month!

We are offering the following promotions, games and gifts to teach children how to save! 

New Minor accounts:

  • $5 Matching cash deposit
  • Guess at the coin jar
  • Free use of the coin machine
  • Free child ID kit
  • Chance to win $25 gift card

Existing Minor Accounts:

  • Guess at the coin jar
  • Free use of the coin machine
  • Free child ID kit
  • Chance to win $25 gift card

 $10 Bonus on Coverdell Educational Savings Accounts: Open a new Coverdell Savings Account during the month of April and we'll also make a $10 matching contribution! You will also be entered in a drawing for a $25 gift card.



Coin Jar Guess: The best "Jar Guess" there is, because you could win the money inside! Get a chance to guess how much is in the coin jar when you open a new account for a minor or make a $5 deposit to an existing minor account. *Winner will be announced on May 2nd

*Certain restrictions apply. Promotion ends 4/30/2014. Drawings will be held 5/02/2014.



-Spread the Word! Refer a Coworker for LMFCU Membership, Get $10! 

Get a $10 Bonus* if you get a co-worker at Lockheed Martin, MRAS or the MD Air Guard to sign-up for Credit Union Membership. The co-worker must enroll for a minimum weekly payroll deduction of $25.

They will also receive a $10 new member bonus.

Other restrictions appl. New memberships may be setup by telephone or by visiting the Credit Union ffice. You can also download a form from

*Excludes minor's accounts, existing members, business accounts and existing joint owners. New accounts must have weekly payroll deduction of at least $25. $10 will be deducted from account if closed within 90 days of opening. Promotion ends June 30, 2014.




                           I Need To:

  • Reduce My Home Equity Loan Rate or Payment
  • Perform Home Improvements or Upgrades
  • Consolidate Bills or Lower My Payments

Open a new Home Equity Line and get a $100 Visa gift card! Take advantage before rates go up!!

Home Equity Lines:                                                     Fixed Rate Home Equity Loans:
Introductory rate of 1.99% APR*,                                 
Rates as low as
no closing costs**, low minumum                               3.84% APR (5-Years)
monthly payments of only $5.80 per                           4.34% APR (7-Years)
$1,000 borrowed.                                                        5.39% APR (10-years)
                                                                                   No closng costs**
A line of credit is perfect for those who need                    There are no points or application fees. Fixed Rate 
continued access to funds for any purpose                      Home Equity loans are ideal for bill consolidations,
over an extended period of time. Ongoing                        refinances, and home improvements. The rate and
rates are as low as Prime minus 3/4%.                           payment never change.
There are no application fees or closing
costs (subject to restrictions*). The ongoing
minimum rate is only 3.5% APR

Apply for a loan in as little as 15 minutes:
• Online by visiting
• By phone: weekdays 9 am - 6 pm EST (Fridays until 7 pm)
• In person with an experienced loan specialist

The Process is Simple!
Applications are reviewed within one day. Your home appraisal is then ordered (if required); results are received in less than a week. Settlements are held at the Credit Union office, by meeting our mobile settlement officer, or at the office of a title company in your area.

APR = Annual Percentage Rate.

*Available for the first 6 months. **Certain restrictions apply. Loan application must be received by 6/30/2014. Loan must be the 1st or 2nd lien on the property and must be secured by your primary residence in MD, DC, PA, DE or VA. Rates are subject to change without notice. Minimum line of $25,000 required to qualify for the Visa gift card.



 This April we value your trade more. Up to $500 more 



                                            Contact your credit union to get pre-approved today!
                             Preview our great selection of quality used vehicles at


Enterprise vehicles offer the following benefits:

  • Great selection: The typical used car for sale is only one to two years old. Many makes & models are available.
  • One owner: Enterprise has a commitment to expertly maintaining their vehicles
  • Low mileage: Used rental cars often have less than 40,000 miles.
  • Reasonable, no haggle prices: Vehicles sold by Enterprise Car Sales are offered at low prices, typically below retail value.
  • 12-month/12,000 mile limited power train warranty*
  • 7-Day Repurchase Agreement* Change your mind? Take it back!
  • Vehicle Certification: Vehicles have passed a 109 point inspection by an ASE certified technician
  • Free Carfax reports

Maryland Locations: White Marsh (866) 832-0969, Glen Burnie (888) 287-6516,
Lanham (888) 227-9289, Rockville (888) 227-9313

Click here for current Enterprise Special Offers.
Click here to visit the Enterprise Car Sales website.

For more information about auto loans, click here.

Offer Expires February 28, 2014.
Used vehicles previously part of Enterprise short-term rental and lease fleet or purchase by Enterprise from other sources, including auto auctions, with previous use possibly short-term rental, lease or other.
* Restrictions apply, for details see an Enterprise Car Sales Manager.



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©2005 Membership Marketing Support Services
& LM Federal Credit Union

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