• Online 24 hours a day!
• By phone Monday - Friday, 9 am - 6 pm EST (until 7 pm on Fridays)
• In person with an experienced loan specialist
• Approvals are given within an hour or by the next business morning.

* All rates quoted are the lowest possible rates available. Rates are dependent on credit history, loan term, down payment, repayment method and/or loan amount. Application must be submitted by 03/31/12; loan must be disbursed by 04/13/12.
Excludes all Home Equity Loans, Share/Certificate Loans, Rediline Loans, and refinances of existing LMFCU Loans. Existing minimum rates still apply.
1/4% rate discount is subject to the minimum rate for each specific loan program.

LOAN AMOUNT	1% RATE DIFFERENCE	2% RATE DIFFERENCE	3% RATE DIFFERENCE
$10,000	$220	$448	$666
$15,000	$329	$662	$999
$20,000	$439	$883	$1,332
$25,000	$549	$1,105	$1,665

1) Save Hundreds in loan interest with APRs* as low as:
      1.99% on new autos
      2.99% on used autos
      4.99% on boats & RVs
      5.99% on motorcycles

2) Delay your first payment for up to 60 days! 

3) Refinance your vehicle loan currently with another lender with the Credit Union and receive a $100 rebate with a loan of $10,000 or greater

Apply for an auto loan in as little as 15 minutes:
 - By phone Monday - Friday, 9 am - 6 pm EST (until 7 pm on Fridays)
 - In person with a friendly loan specialist
 - Online by clicking here 24 hours a day!

Spread the Word: Refer a Co-Worker, Get $10!

Get a $10 bonus* if you get a co-worker to sign-up for Credit Union membership. The co-worker must enroll for a minimum weekly payroll deduction of $25. Then, the new member will also receive a $10 new member bonus. Other restrictions apply. New memberships may be setup by telephone or by visiting the Credit Union office. Download a refer-a-coworker application here.

*Excludes minor’s accounts, existing members, business accounts and existing Joint Owners. New accounts must have weekly payroll deduction of at least $25. $10 will be deducted from account if closed with 90 days of opening. Promotion ends March 31, 2012.

Get $25 With a New Checking Account:

Open a new Checking account with Direct Deposit and a Visa Check Card and we'll give you $25!!!*
OR Open a new Checking account with Direct Deposit and an ATM card, we'll give you $10!*

Credit Union Free Checking includes the following;
- No minimum balance or monthly service fee
- No limit on check writing
- No surcharge withdrawals at over 25,000 co-op network ATMs
- Up to 4 free foreign ATM withdrawals per month
- First order of checks are FREE
- Free use of Internet Branch and Internet Bill Pay
- No fees for debit or credit purchases made with your access card
- Direct deposit from any organization

Click here for more information on our checking accounts.

To apply for a checking account call (410) 687-5240 or (800) 410-0501 and press “3” to apply by telephone.