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Hot Auto Loan Offers...

Don't let easy money roll right by!  You could receive and save hundreds of dollars by financing or refinancing your vehicle with LM Federal Credit Union.  Check out these special offers...

1)  Receive Cash Rebates on any new or used auto loan as follows:
      $100 rebate with an auto loan of $10,000 - $19,999
      $200 rebate with an auto loan of $20,000 or greater

2)  Save Hundreds in loan interest with APRs* as low as:
      2.99% on new vehicles
      3.99% on used vehicles

3)  Delay your first payment for up to 60 days

Apply for an auto loan in as little as 20 minutes:
 -By phone Monday - Friday, 9 am - 6 pm EST (until 7 pm on Fridays)
 -In person with a friendly loan specialist
 -Online by clicking here 24 hours a day!

*APR = Annual Percentage Rate.  Certain restrictions apply.  Loan application must be submitted by 09/30/2010.  Loan must disburse by 10/31/2010. 


Crazy Rates and Rebates on Home Equity Loans...

#1 Home Equity Line of Credit Intro Rate 1.99%, plus up to $500 in CASH Rebates!  Take advantage of this low rate while it lasts!
  -Earn Cash Rebates with Home Equity Balance Transfers:
      $50 for every $10,000, up to $500!
  -Introductory APR* of 1.99% for the first six months after opening.
  -Ongoing rates as low as Prime -3/4% APR*!
  -There are no points, application fees, or closing costs (subject to restrictions*). 
  -A line of credit is great for home improvements, tuition expenses, or future expenses.

*APR = Annual Percentage Rate.  Closing costs on lines of $20,000 or greater are waived if the line is not closed within 3 years. Loan must be secured by your primary residence in MD, DC, PA and VA.  Rates are subject to change without notice.

#2 Save up to $300 in Closing Costs on a Fixed Rate Home Equity Loan...
Save in closing costs on a LOW RATE Fixed Rate Home Equity Loan as follows:
      Loans of $25,000-$49,999, $150 Rebate
      Loans of $50,000 or greater, $300 Rebate
-Rates as low as 4.84% APR*!  
-Never any points or application fees.  
-Fixed Rate Home Equity loans are ideal for bill consolidations, refinances, and home improvements.
-The rate and payment never change.  

*APR = Annual Percentage Rate.  Closing cost credit applied at settlement and issued when loan is disbursed.  Loan application must be received by September 30th, 2010.  Loan must be settled no later than October 31st, 2010. Loan must be the 1st or 2nd lien on the property. Loan must be secured by your primary residence in MD, DC, PA and VA.  Rates are subject to change without notice.


Get $75 With a New Checking Account:

Open a new Checking account with Direct Deposit and a Visa Check Card and we'll give you $75!!!*

Credit Union Free Checking includes the following;
- No minimum balance or monthly service fee
- No limit on check writing
- First order of checks are FREE
- Well buy back your old checks (up to $10 value)
- Free use of Internet Branch and Internet Bill Pay
- No fees for debit or credit purchases made with your access card
- Direct deposit from any organization

Click here for more information on our checking accounts.

To apply for a checking account call (410) 687-5240 or (800) 410-0501 and press “3” to apply by telephone.

*Direct deposit of at least $300 per week required.  $75 incentive will be deposited once the first direct deposit is posted and confirmed. Checking and Visa Check Card are subject to approval.  $75 incentive will be subtracted from the account if it is closed within 90 days of opening. Promotion expirs 09/30/2010.


Visa Check Card = Cash Rebates!!!

Do you have a Visa Check Card?? Members with a new OR existing Visa Check Card will automatically earn cash rebates on credit purchases in July, August, and September as follows:
   $.25 for credit purchases of $50-$199
   $.50 for credit purchases of $200 or greater!

The Visa Check Card is NOT a credit card.  Funds are taken from your Credit Union checking account when you initiate a credit purchase.

Certain restrictions apply.  Excludes PIN-based transactions.  Promotion ends September 30, 2010.


Open a New Membership, Get $10 CASH...

Not a member of LM Federal Credit Union?  Open a new membership with a minimum opening deposit of $100 or a weekly payroll deduction of at least $10, and we'll give you $10 in CASH! 

Click here to see if you are LM Federal's field of membership.

Click here for more information on LM Federal's share accounts and other deposit accounts.

Certain restrictions apply.  Excludes existing members, accounts for minors, business accounts, and existing joint owners.  Ten dollars will be subtracted from the account if closed within 90 days of opening.  New member must be within LM Federal's field of membership.  Promotion ends September 30, 2010.


Get $10 When You Sign-Up for Internet Bill Pay...

If you haven’t enrolled in LM Federal’s FREE Internet Bill Pay service, now is the time!  Sign up for Internet Bill Pay by the end of September and receive a $10 cash deposit to your account!*

*$10 will be deposited to your account once you have processed three payments per month for two consecutive months.  Checking account is required for Internet Bill Payment.  Enrollment must be received by September 30, 2010.  The last month to qualify for incentive is November 2010.


Special Offer From Costco Only For Credit Union Members!

Costco Wholesale is offering the following special membership option only to members of LM Federal Credit Union! This promotion is not available to the general public!!!

Membership Coupons: LM Federal Credit Union members who join Costco will receive a coupon booklet with a value of $50. The booklet will contain coupons for free and discounted merchandise consisting of their top selling products! In order to receive your coupon booklet, you must have the special Costco Membership application. To get the special application click here and print one, or visit the Credit Union’s office.


 

     
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& LM Federal Credit Union

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