Selected Loan Rates

 APR as low as

 New Auto, 3 - 5 year  1.99% APR
 Used Auto, 3 - 5 year   2.24% APR
 Home Equity Line  2.24% APR
 Fixed Home Equity, 5 year  3.84% APR
 Fixed Home Equity, 7 year  4.34% APR
 Signature  8.89% APR
 Boat & RV  4.49% APR
APR=Annual Percentage Rate  View All Rates




Shop America Program



Member Cellular Discounts with Sprint

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April is Youth Month - Educational information and activities!! 

Get $50 With a New Checking Account! 

Get $20 With a New Membership! 

Open a new Home Equity Line! Take Advantage Before Rates Go Up!



April is Youth Month!


Congratulations to Alyssa M. for coming closest to guessing the Coin Jar
contents without going over. Alyssa wins the contents of the coin jar with a
guess of $64.00, the actual amount in the coin jar was $68.50.

Congratulations to Rory L. for winning the $25 gift card drawing for opening
a new account.

Our Youth Month Promotions and Activities ended on April 29th. 
Here are the details about Youth Month. 

Educational Information Available!

We have educational and fun worksheets and information available to help teach younger children. 

Month of April:
  • Deposit loose coin to your child’s account and the coin machine fee is waived
  • Coin Jar Guess: the closest guess without going over wins the coin jar value*
  • Open a Child’s Account and get the following:
    • $5 matching cash deposit
    • Cool piggy bank!
    • Guess the coin jar amount
    • Chance to win a $25 gift card
Special Activities - Week of April 11th
  • Fun activities for kids
  • Coin jar guess and prize wheel spin whenever you make a deposit*
  • Snacks and refreshments on the 14th and 15th
* Monthly promotions expire on April 29th. Drawings to be held May 2nd. Deposits must be made to a child’s account, age 17 or less. Other restrictions apply.



Get $50 When You Open a  New Checking Account

New Year’s Resolution - Move My Checking Account!
Tired Of Paying Fees To Your Bank?  Switch Your Checking To LM Federal!

Get a $50 Cash Reward* by Opening a New Checking Account

We offer several no-fee checking accounts, including “free checking” that offers no monthly fee and no minimum balance requirement. LMFCU free checking includes the following:
  • No minimum balance or monthly service fee
  • No limit on check writing & your 1st order of checks are FREE
  • Surcharge-free ATM withdrawals at over 30,000 Co-op network ATMs
  • Up to 12 free foreign ATM withdrawals per month
  • Free use of Online Banking and Internet Bill Pay
  • Mobile banking and eStatements are also available
For more information, visit or call the office, or click here.
You may open a new checking account in-person or by telephone.

* Direct Deposit is defined as an ACH deposit from the member’s employer of at least $500 per month (or equivalent). Incentive will be deposited once the first direct deposit is posted and confirmed. Checking and Visa Check Cards are subject to approval. Cash bonus will be subtracted from the account if it is closed within 90 days of opening. Promotion Expires 6/30/2016.



Get $20 With a New Membership!


Are you a Lockheed Martin, MRAS or Maryland Air National Guard employee?

Get a $20 bonus if you open a new membership and sign-up for a $25 or greater weekly payroll deduction.

Restrictions apply. Offer expires June 30, 2016.





Pay only 2.24% APR with a new Home Equity Line of Credit
  • Reduce My Home Equity Loan Rate or Payment
  • Perform Home Improvements or Upgrades
  • Consolidate Bills or Lower My Payments

Open a new Home Equity Line! Take advantage before rates go up!!

Home Equity Lines:                                                     
Introductory rate of 2.24% APR*
No closing costs (restrictions apply**)
low minimum
monthly payments of only $5.80 per $1,000 borrowed.                                                      

*Introductory rate in effect for the first 6-months. Thereafter the ongoing rate is subject to a lifetime floor rate of 3.50% APR. 
A line of credit is perfect for those who need continued access to funds for 
any purpose over an extended period of time. Ongoing rates are as low as Prime minus 1/2%.
**Closing cost repayment restrictions:                 

Minimum line of $20,000 required, costs repaid by member if line is 
closed within 36-months of opening. 

Fixed Rate Home Equity Loans:
Rates as low as

3.84% APR (5-Years)
4.34% APR (7-Years)
5.39% APR (10-years)
No closing costs**

There are no points or application fees.  Fixed Rate Home Equity loans are ideal for bill consolidations,refinances, and home improvements. The rate and payment never change. 

To qualify for the 2.24% introductory rate your home equity line of credit application must be received by 6
/30/2016 and your line must be settled by 7/15/2016.



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©2005 Membership Marketing Support Services
& LM Federal Credit Union

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