Welcome Employees, Active Duty and Reserve of Warfield Air National Guard Base!

Effective January 2006, anyone working or headquartered at Warfield Air National Guard Base in Middle River is eligible for membership at LM Federal Credit Union!  This includes active duty, reserves and state employees. Retirees and members of your family are also eligible. We are located at the Lockheed Martin complex on Eastern Boulevard (approximately 200 yards behind the Exxon, see map below). 

LM Federal provides a full range of financial services including a full service office with public access, free checking, check cashing, drive-thru teller service, a 24-hour drive-up ATM, and a wide range of deposit and loan services. Accounts are federally insured up to $100,000 by the NCUA.  As LM Federal is non-profit, rates and fees are typically better than those offered by other banks and financial institutions.

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How To Join LM Federal:

To become a member of LM Federal, open a share/savings account with an opening deposit of $25, THAT'S IT!  Once your account is open, you are eligible for all of our services including loans, checking accounts, family accounts, payroll deduction, online banking, etc.  You may open your account online, over the phone (410-687-5240, option 3), or by stopping in our office. Click here for a listing of our current office and telephone service hours.

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Already A Member Of APG FCU?

Great!  You now have the right to choose which Credit Union provides the best services to meet your individual financial needs.  Typically, there is no competition between Credit Unions and the big-name banks when it comes to rates, available services, and even customer service.  By having access to more than one Credit Union, you will be certain to receive the best financial services available.  Below are some advantages you will receive as a member of LM Federal as opposed to APG FCU:

  • Full service office located 1/4 mile from Guard base
  • No access restrictions
  • 24 hour drive thru ATM
  • Drive thru teller service
  • Typically higher deposit rates and lower loan rates
  • Superior Member Service
  • Discount or free services with "Membership Rewards" program

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Directions and Maps:

From the Warfield Air National Guard Base:
1.  Turn left onto Eastern Blvd., towards Essex.
2.  Turn left at Chesapeake Park Drive.
3.  Our building is straight ahead after the stop sign (about 200 feet behind the Exxon). 


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& LM Federal Credit Union

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