PHH Mortgage Services — easy, convenient, competitive 

At LM Federal, we understand that applying for a mortgage can be an intimidating task. That’s why we’ve teamed up with PHH Mortgage Services to bring you a new, technologically advanced method of obtaining a mortgage. As one of the largest and most successful mortgage originators in the nation, PHH Mortgage Services promises easy, convenient and competitive loans. Together, we can provide your loan decision over the telephone or online, while you wait in the convenience of your home or office. In most cases, we can have all the answers you need within 20 minutes.

Our innovative program offers some of the industry’s strongest service guarantees:

·        PHH Mortgage Services GUARANTEES to beat any lender’s price or pay you $500*

·        PHH Mortgage Services GUARANTEES to give you a same-day loan decision or pay you $250

·        PHH Mortgage Services GUARANTEES to meet your agreed-upon closing date or reduce your interest rate by 1/8 of 1 percent for the life of your loan**

PHH Mortgage Services is available to members of LM Federal Credit Union six days a week, Monday through Friday, from 8:30 a.m. to 9:00 p.m., and Saturday, from 8:30 a.m. to 5:00 p.m. EST. To speak directly with an expert mortgage consultant, simply call (877) 263-5272.  Or, to obtain additional information instantly online, click here. 

With so much to gain, you owe it to yourself to explore the PHH Mortgage Services program. Find out how easy it is to secure a mortgage with PHH Mortgage Services — the Fastest, Simplest, Most Convenient Way Home. ^®

Financing provided by PHH Mortgage Services, 3000 Leadenhall Road, Mt. Laurel, NJ 08054.  Arizona Residential Mortgage Licensee #BK 00010039; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee; Illinois Residential Mortgage Licensee; Massachusetts Licensed Lender #ML1653; New Hampshire First Mortgage Banker #5625-MB & Second Mortgage Home Lender #5626-MHL; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker - NYS Banking Department; Rhode Island Licensed Lender; Minnesota - This is not an offer to enter an interest rate lock-in agreement.  Licensed First Mortgage Banker and Secondary Mortgage Lender by Pennsylvania Department of Banking.  ® is a registered trademark of PHH Corporation.

* A customer must provide a complete, system-generated Good Faith Estimate, listing a specific lender’s name that is dated the same day as the rate quoted by us.  If such Good Faith Estimate indicates an equivalent or lower interest rate and closing costs package for the same loan program that is offered by us, and we have verified the accuracy of the rate and fees listed, then we will have the option of beating that lender’s total loan costs by $100, or paying the customer $250 ($500 for properties located in California) when they close with that lender and provide us with a copy of the signed Note and final HUD-1 settlement statement. **Approved, conventional, purchase loans only.