Data shows that the best months to buy are:

October
November
December

Why the last three months of the year?
Automakers and dealerships want to close the year with strong sales. They also want to get rid of the prior model-year cars that are taking up space, so they're motivated.

What Can You Expect?

1. Generous Incentives
December has the year's highest discount off MSRP - 6.1% on average - and the highest incentives.

2. New AND Used
This coincides with the peak new-car buying season at the dealership, which means more trade-ins are entering the used car inventory.

3. Busy Showrooms
Try to head in on a Monday to avoid the crowds. Have your pre-approval ready and be prepared to negotiate unless you have your TrueCar offer.

Shop for your next vehicle using our Auto Buying Center, which lists over 4 million vehicles for sale in the U.S.

Financing your vehicle with LMFCU is easy. 

Additional Information

Our rates are more than competitive and are as low as 4.99% Annual  Percentage Rate

LMFCU Vehicle Loan Rates